/* ============================================================
   BATT INS. AND FIN SVCS. INC. — Legal pages stylesheet
   Loaded ONLY by privacy.html and terms-of-service.html.
   Defines its own background and text colors with strong contrast.
   ============================================================ */

* {
  box-sizing: border-box;
}

html {
  scroll-behavior: smooth;
}

body {
  margin: 0;
  font-size: 16px;
  font-family: Georgia, "Times New Roman", serif;
  background-color: #F4F0E6;
  color: #32302B;
  line-height: 1.75;
  overflow-x: hidden;
}

a {
  color: #8E4A56;
  text-decoration: underline;
  text-underline-offset: 3px;
}

a:hover {
  color: #2E3A33;
}

/* ---------- Legal header ---------- */
.legal-header {
  display: block;
  background-color: #2E3A33;
  border-bottom: 4px solid #B3A48C;
  padding: 22px 24px;
}

.legal-header-inner {
  max-width: 900px;
  margin: 0 auto;
  padding: 0 24px;
  display: flex;
  flex-wrap: wrap;
  align-items: center;
  justify-content: space-between;
  gap: 16px;
}

.legal-header h1 {
  color: #F4F0E6;
  font-size: 24px;
  margin: 0;
  letter-spacing: 0.02em;
}

.legal-header .legal-brand {
  color: #C9A959;
  font-size: 12px;
  letter-spacing: 0.16em;
  display: block;
  margin-top: 4px;
}

.legal-header-nav {
  display: flex;
  flex-wrap: wrap;
  gap: 18px;
}

.legal-header-nav a {
  color: #D8C7AC;
  text-decoration: none;
  font-size: 14px;
}

.legal-header-nav a:hover {
  color: #F4F0E6;
  text-decoration: underline;
}

/* ---------- Layout ---------- */
.legal-main {
  display: block;
  background-color: #F4F0E6;
}

.legal-shell {
  max-width: 900px;
  margin: 0 auto;
  padding: 0 24px;
}

.legal-intro {
  background-color: #EAE6DA;
  border-left: 6px solid #8E4A56;
  padding: 26px 26px;
  margin: 38px 0 30px 0;
}

.legal-intro p {
  margin: 0 0 12px 0;
  font-size: 16.5px;
}

.legal-intro p:last-child {
  margin-bottom: 0;
}

/* ---------- Table of contents ---------- */
.legal-toc {
  background-color: #D8C7AC;
  border: 2px solid #B3A48C;
  border-radius: 4px;
  padding: 24px 26px;
  margin: 0 0 42px 0;
}

.legal-toc h2 {
  font-size: 19px;
  margin: 0 0 14px 0;
  color: #2E3A33;
  letter-spacing: 0.03em;
}

.legal-toc-list {
  list-style: none;
  margin: 0;
  padding: 0;
  columns: 2;
  column-gap: 34px;
}

.legal-toc-list li {
  margin-bottom: 8px;
  font-size: 14px;
  break-inside: avoid;
}

.legal-toc-list a {
  color: #5F2F38;
  text-decoration: none;
  border-bottom: 1px solid #B3A48C;
}

.legal-toc-list a:hover {
  color: #2E3A33;
  border-bottom-color: #8E4A56;
}

/* ---------- Content ---------- */
.legal-content {
  display: block;
  max-width: 820px;
  margin: 0 auto;
  padding: 0 24px 60px 24px;
}

.legal-content section {
  background-color: #F4F0E6;
  margin: 0 0 30px 0;
  padding: 0;
}

.legal-content h2 {
  font-size: 22px;
  color: #2E3A33;
  margin: 34px 0 12px 0;
  padding-bottom: 8px;
  border-bottom: 3px solid #8E4A56;
  letter-spacing: 0.01em;
  scroll-margin-top: 20px;
}

.legal-content h3 {
  font-size: 18px;
  color: #8E4A56;
  margin: 22px 0 8px 0;
}

.legal-content p {
  margin: 0 0 14px 0;
  font-size: 16px;
  color: #32302B;
}

.legal-content ul,
.legal-content ol {
  margin: 0 0 16px 0;
  padding-left: 24px;
}

.legal-content li {
  margin-bottom: 8px;
  font-size: 16px;
  color: #32302B;
}

.legal-content strong {
  color: #2E3A33;
}

.legal-meta {
  background-color: #EAE6DA;
  border-top: 3px solid #B3A48C;
  padding: 18px 22px;
  margin: 10px 0 34px 0;
  font-size: 14.5px;
}

.legal-meta p {
  margin: 0 0 6px 0;
  font-size: 14.5px;
}

.legal-meta p:last-child {
  margin-bottom: 0;
}

/* ---------- Footer ---------- */
.legal-footer {
  display: block;
  background-color: #2E3A33;
  border-top: 4px solid #B3A48C;
  padding: 30px 24px;
}

.legal-footer-inner {
  max-width: 900px;
  margin: 0 auto;
  padding: 0 24px;
  display: flex;
  flex-wrap: wrap;
  gap: 14px 28px;
  align-items: center;
  justify-content: space-between;
}

.legal-footer p {
  color: #D8C7AC;
  font-size: 13.5px;
  margin: 0;
}

.legal-footer a {
  color: #C9A959;
  text-decoration: none;
  font-size: 13.5px;
}

.legal-footer a:hover {
  color: #F4F0E6;
  text-decoration: underline;
}

.legal-backrow {
  margin: 0 0 8px 0;
}

.legal-backrow a {
  font-size: 15px;
  font-weight: 700;
}

@media (max-width: 640px) {
  .legal-toc-list {
    columns: 1;
  }

  .legal-header h1 {
    font-size: 20px;
  }
}